What is LDW? Everything You Need to Know Before You Rent a Car in Riyadh
- Autorent Saudi
- Nov 20, 2025
- 3 min read
If you're planning to rent a car in Riyadh—whether for a quick business trip or looking into monthly car rental in Riyadh for a longer stay—you've likely encountered the term LDW.
At Autorent, we strive to give our customers complete peace of mind. That’s why we’ve broken down what LDW is and why it's a crucial consideration, especially when choosing the best car rental agency in Riyadh.

What is LDW (Loss Damage Waiver)?
Simply put, the Loss Damage Waiver (LDW) is a protective option that significantly limits your financial responsibility if the Autorent vehicle is damaged or stolen.
LDW is often a combination of two waivers:
Collision Damage Waiver (CDW): Waives your financial responsibility for damage to the rental car resulting from a collision or accident.
Theft Protection (TP): Waives your financial responsibility if the rental car is stolen.
The Key Takeaway: Without LDW, you could be liable for the full replacement value of the car if it's damaged beyond repair or stolen. With LDW, this enormous liability is reduced to a smaller, pre-agreed amount known as the "excess" or "deductible."
🇸🇦 Why is LDW Important for Car Rental in Riyadh and Saudi Arabia?
Driving in a new city or country can present unexpected challenges. While Autorent provides reliable and well-maintained vehicles, accidents can happen. LDW is your safety net in the event of an unforeseen incident:
Financial Security: It protects your wallet from catastrophic costs. Even if you find the cheapest car rental in Riyadh, the potential cost of a major accident without LDW could easily outweigh any initial savings.
Peace of Mind: Knowing your liability is capped allows you to focus on your journey, whether navigating the capital or exploring other parts of the Kingdom with a monthly car rental Saudi Arabia plan.
Simplified Process: If damage occurs, having the LDW in place typically streamlines the process with your rental agency, like Autorent.
LDW vs. Comprehensive Insurance (Autorent’s Approach)
At Autorent, all our vehicles are covered with Comprehensive Insurance as a standard part of your rental. This is mandatory and covers the vehicle itself and third-party liabilities (damage to another person’s vehicle or property).
However, even with comprehensive insurance, a customer is typically responsible for an "Excess" amount in the event of damage where the renter is at fault or the party at fault is unknown.
Standard Comprehensive Insurance: You pay the Excess (deductible) amount, and the insurance covers the rest of the repair cost.
LDW/Super-LDW (Optional): This optional upgrade is what reduces or eliminates that Excess amount, taking your potential out-of-pocket cost down to zero or near-zero, depending on the package you choose.
📝 What LDW May Not Cover (The Fine Print)
It's vital to read your rental agreement carefully, as a standard LDW usually excludes damage to specific parts of the car, which you would still be liable for. Common exclusions include:
Tyres, wheels, and hubcaps.
Windshields and other glass.
The undercarriage (damage from unpaved roads).
Damage resulting from negligence or violation of the rental agreement (e.g., driving under the influence).
Always ask about Super LDW or a "Zero-Excess" option if you want the highest level of protection.
Your Autorent Checklist Before You Rent
Before you sign the contract for your daily or rent a car in Riyadh monthly service, here are the three questions you should ask your Autorent agent:
What is the standard excess/deductible on my vehicle without the LDW?
How much does the LDW cost per day, and what does it reduce my excess to?
Are there any common exclusions (like tyres or glass) I should be aware of?
Whether you need a quick runabout or a reliable sedan for monthly car rental in Riyadh, Autorent is committed to transparent service and helping you make the most informed choice. Drive safe!
Ready to find your perfect ride with complete peace of mind?
Browse Autorent’s extensive fleet for the most affordable car rental in Riyadh and explore our flexible monthly car rental options in Saudi Arabia!







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